If at some point Amazon is featured as a Venmo Offer (far from a certainty), Venmo would become a viable option to Venmo debit card holders - but again, you'd still earn the same as if you had paid directly with Amazon. ![]() This card earns cash back at select rotating merchants (called Venmo Offers). The one possible development that might make Venmo a worthwhile option at Amazon checkout concerns the Venmo Debit Card. Instead of using your Venmo balance to make Amazon purchases, you're much better off simply transferring that money to your bank account, using a rewards credit card for your Amazon cart, and then effectively using your Venmo balance to pay your credit card bill. You'd be surprised how quickly that can add up - especially if you're in the habit of using a bank account or debit card for your purchases. For example, the $0 annual fee Citi® Double Cash Card earns 1% back when you make a purchase and 1% back when pay off that purchase. Blue Cash Everyday® Card from American Express ($0 annual fee) - Earn 3% cash back at US supermarkets, online retailers (including Amazon), and at US gas stations ( read our review)Įven a low-level cash-back credit card can net you a respectable return.Bank Shopper Cash Rewards™ Visa Signature® Card ($0 intro for the first year, then $95 annual fee) - Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two eligible retailers, such as Amazon, Walmart, Best Buy, Lowe's, and many more - then unlimited 1.5% back ( read our review) Select purchases will even earn 10% or more ( read our review) Prime Visa ($0 annual fee) - Prime members earn unlimited 5% back on Amazon and Whole Foods purchases.Here are the best credit cards for Amazon purchases: Besides the fact that paying with a credit card is generally much more secure than paying with a debit card or a checking account, you'll be sure to earn something for your spending. If possible, you should always be using a rewards credit card for Amazon purchases. You probably won't earn rewards with your debit card, either - and even if you do, it'll be the same rewards as had you paid directly with Amazon. Here's why: When you pay with your Venmo balance or a checking account, you won't earn rewards on your purchase. By using Venmo as a middleman, Amazon won't receive any of your account information such as your debit card or checking account number.Īpart from that, paying for Amazon through Venmo isn't necessarily a good idea. You're paying with either a checking account or debit card, and you want to add a layer of encryption to your purchase. I can only see one real reason to use Venmo at Amazon: You don't own a credit card. Why you should forgo Venmo for Amazon purchases When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. ![]() We're focused here on the rewards and perks that come with each card. Similarly, under (almost) no circumstances should you use Venmo to pay with Amazon. Read Our Review A looong arrow, pointing right
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